I'm dying to upgrade my scarlet to an epic but the 10k price is (I don't care who you are) expensive. For me, the epic's slow mo is my main reason for the upgrade. The 5K is whatever atm. Is there any program I can go through with Red where I can make monthly payments? On the upgrade page, there is a link to something called "socalleasing". Is going through them a good way to go? I payed off my scarlet upfront so I'm new to loans...