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  • Hey all, just changed over the backend after 15 years I figured time to give it a bit of an update, its probably gonna be a bit weird for most of you and i am sure there is a few bugs to work out but it should kinda work the same as before... hopefully :)

insuremyequipment.com, who has had a claim with them?

Does $420 per year sound about right for $30,000 in coverage? Just making sure I filled out the forms right, since the rate seemed low to me. I filed as an individual, but I think they assume you use your gear for commercial purposes?
 
Ryan Chapman said:
Does $420 per year sound about right for $30,000 in coverage? Just making sure I filled out the forms right, since the rate seemed low to me. I filed as an individual, but I think they assume you use your gear for commercial purposes?
Click to expand...

Yes. I think mine is $1,750 for 135,000 of gear per year.
 
this seems very hard to deal with! I dont even wanna think about the headache im gonna have to deal with when i look to insure my gear!
 
$420 is about right for YOUR EQUIPMENT. But if you're renting it's not going to cover you for Conversion which is when someone rents it with a stolen identity. You NEED that if you are renting your gear out to strangers. And it's going to cost you more like $1500.
 
About to find out (unfortunately). See my other post about the 50mm Zeiss. Getting repair quotes this week and, if as head banging as expected, will be filing on our existing plan with these guys right after. Really hate having to go through this and not happy my first/only claim is on a piece of legacy rental glass.
 
I've had the insurance with insuremyequipment.com but I am considering Hill and Usher, http://www.packagechoice.com/index.jsp#htwms

I haven't had a claim with insuremyequipment.com but for my package it's a $750 deductible per claim and I might be wrong but if I have a lens dropped and the accidental damage comes to $500 bucks for the repair on a lens that issay $1,000 then I have to pay $750 before anything kicks in. And if it's a gear bag or low cost item it's really worthless as nothing kicks in to pay unless it's over $750 worth of gear.

If they steal all your gear for a total loss, then you pay $750 and they'll cover up to the total amount you insure it for, but you have to have a total loss.

So you may want to insure all your more expensive items, EPICX Brain, LCD screen, lenses over $5K, side handle, for this policy from insuremyequipment.com to be of any value except for total loss.

Haven't got a quote from http://www.packagechoice.com/index.jsp#htwms yet, but I'm requesting a quote today. Wondering what their deductable is on smaller valued items and if it's a good company. I've heard of them before but never bought from them.
 
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