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  • Hey all, just changed over the backend after 15 years I figured time to give it a bit of an update, its probably gonna be a bit weird for most of you and i am sure there is a few bugs to work out but it should kinda work the same as before... hopefully :)

CAMERA INSURANCE?

M

monte

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So I'm wondering what people are planning to do for camera insurance on their new Scarlets. I'm in Los Angeles, and I'm thinking about renting the camera out on the side. Could anybody recommend some good insurance plans or policies with optimum coverage?
 
There is a lot of topics of this throughout the forum.

If you search, you might be able to get your answer faster!
 
Paul Ellington said:
THE AMERICAN PHOTOGRAPHIC ASSOCIATION, become a member and then get their insurance. Best deal around.
Click to expand...

That's PPA.com?

Why is it so cheap? I have gotten quotes from local insurance companies at around $3800/year. This was only around $380. What's the deal? Is this just for still photography? Or does it matter?

Can I still add people to the policy when needed (rental houses, locations, etc.)?

I'm very interested at this low price...mind blowing.
 
Paul Ellington said:
No, so their membership is not insurance. It's membership ... I was quoted for $100,000 of gear 850 dollars a year. ... So Total is about $1100-1200
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I was actually looking at the 1 Million General Liability.

I hadn't gone into the Pro Care Plus stuff, though their 13 dollars a month appears to cover up to 15K worth of gear.

Regardless, 850 a year is a steal.
 
Any Australians have a preferred insurance company for equipment + third party rentals?
I was looking at Action Insurance Brokers.

Thanks
Best
Lliam
 
New Thread on insurance:

http://www.reduser.net/forum/showth...mera-Insurance-Equipement-Insurance-Companies

Currently I found 15ish threads on insurance with only a few viable companies. There is a reason people keep asking, not much out there but more important, little valued customer feedback (who do we trust).

THE AMERICAN PHOTOGRAPHIC ASSOCIATION

Insuremyequipment.com

Onebeacon Insurance is the underwriter for both brokers, Filmins and Heffernan (insuremyequipment.com)
877.434.3900

www.filmins.com

Allison Parshall
Account Executive
Allisonp at heffins dot com
http://www.HeffIns.com
direct: (213) 785-6927

https://www.buymyinsurancenow.com/Home/Insure-My-Equipment/

Penny Starkey, CIC
McInnis Tyner, Inc.
Direct 225-215-4952
Main 225-926-0860

6 Threads to go through, I'll compile a list of all I found with at least one recommendation form a user here.


Johnny Friday said:
Isn't the forum OVERFLOWING with this topic? if you use the search button, you'll find a lot and long threads on this with links i bet.
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There IS topics? This are a good topic.

I use Heffernan insurance and have for years. I've never filed a claim so I don't know how good they are at that. They have a new web interface: insuremyequipment.com.



Michael Millichamp said:
There is a lot of topics of this throughout the forum.

If you search, you might be able to get your answer faster!
Click to expand...
 
Advice on renting out the camera

Advice on renting out the camera

I'm awaiting my camera. I want to be able to rent out the camera to get some money back on it. Does anyone have any good advice about doing this right to protect myself?

Thanks.
 
I just went through this. Dewitt Stern had great prices. About $400 for $25k coverage/$500 Deductible. But they are pretty bare bones, lots of exclusions. Penny offered someone similar for almost the exact same price but she said she doesn't recommend it to clients unless they recognize how minimal the coverage is.

I finally went with a Heffernan plan brokered by Penny. Unlike Insuremyequipment.com she actually responded to phone calls and was really helpful. For $1500 a year I get $25k/$500 deductible coverage for my production, $25k for equipment rented out (I guess in case their insurance falls through for some reason) and $25k for "conversion" which is to say fraudulent rental. So about 3x as much as straight up production converage but really important if you rent.

Conversion coverage provides coverage for those items you rent out in the event that they are not returned. If someone signs your contract, gives you a fake CC number and then dissapears into the night with you equipment you'll have coverage for the loss.

Read more: http://wiki.answers.com/Q/What_is_C...ing_industrial_rental_equipment#ixzz1kgez6Usm​
Click to expand...
 
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