Insurance

[Andrew Timlin]

Fraud = jail time.

Do you really think the insurance companies are that stupid...?

And how much do you think a $1m policy will cost? And if you really think that they'd pay out $1m on equipment with a market value of $50k (assume), then you're on a different planet than the rest of us.

Why stop at $1m, why not $100m, in fact, what the hell, make it $1b...

I mean, if you're going to commit fraud, you may as well make it worthwhile just in case you DO get away with it!

BTW, insurance companies are not stupid, they may be slow in adapting to markets in some areas, but they employ lot's and lot's of very smart people who'd love nothing more than to discover a false claim and then not only refuse the pay-out, but lay charges as well. And the legal system loves fraudulent crime... NOT!

Like I said earlier, cheap advice is expensive...

Rgd's


Andrew

 

[david farland]

Andrew,

Whoa there Andrew...he's not saying anything like that at all!

I've also looked back in the thread and can't see where you'd even read or assumed that!

What he's saying is take out insurance to cover personal equipment plus any additional hired kit i.e, geared head, primes, blah blah to make up a complete camera package which would then be hired out to a production company as a complete package. Augmenting the Red basic kit with additional kit and making sure you had sufficient insurance to cover it. His PM stated this.
That's all! NO fraud, NO claims....unless of course the gear was wrecked and then only for the amount that was destroyed/stolen.

Abobeone might be pretty stupid but he's not going to make a claim like that on a public forum particularly this one and stating the insurance companies!
But there again he did threaten he'd take my gear on another thread if it went bust and stuffed up his shooting schedule, so maybe he is that stupid!

Abalone you bastard, you snake oil salesman...you can keep your sister!!!

But on another note, I am concerned about the premium on such high coverage.
I tried to call Joe this morning and ask him about higher coverage but alas George Bush is in town so it's picnic day in Sydney.

Anyway, I expect you've just made an mistake reading something. But if they're something I've or Abalone with his spinster sister have overlooked/assumed/naive about...tell me!
Again thank's for the insurance tip and I'll be asking Joe (FIUA) for his advice/quote on Monday morning.

Cheers,
Dave

 

[Russ McDonald]

Andrew

I am a hard nosed, no B.S. S.O.B when I half to be, but I would never break the law. Dave and I mess around with each other. But I would never put him, or anyone else in danger of loosing their business, and especially not their freedom...

I know you were just protecting your country man. It's that attitude that makes Australia the only country on the face of the Earth. I would call home, besides my own.

I'm really only half the black hearted bastard I'm made out to be, I am so misunderstood.......

Cheers to you all.

P.S. On behalf of my nation sorry about all the traffic.

 

[Andrew Timlin]

Apologies... I may of misunderstood the gist of the conversation, but insurance fraud is a real sore point for not only me, but all Australians who suffered the consequences of the HIH scam a few years back.

Our own policy doubled in cost overnight, and many people went belly up due to the absolute greed of a few fraudulent individuals.

As for the traffic... well, whadya do, we can complain all we like, but they aint gonna send all the APEC people home are they!


Rgd's



Andrew

 

[david farland]

Public Liability Insurance

Public Liability Insurance

Found a basic quote for Public Liability cover ($10M - required for councils) from Aon Risk Services (Simon Calabrese - 02 9253-7539).

The minimum cover was $940 for 4 short productions.

Cheers,