Equipment Insurance

[Eric Dennis]

Hi All,

Hoping for some tips on how to get an insurance policy that covers over $25k in property damage and loss OFF premises. Alone my Monstro would meet or exceed that value and all the small business insurance policies I've seen top out at that number. Are there specific video production insurance companies you use or could recommend that aren't outrageous each month to insure specific items or go up to $50k or more. Thanks for the advice.

 

[Brian Timmons]

Hi All,

Hoping for some tips on how to get an insurance policy that covers over $25k in property damage and loss OFF premises. Alone my Monstro would meet or exceed that value and all the small business insurance policies I've seen top out at that number. Are there specific video production insurance companies you use or could recommend that aren't outrageous each month to insure specific items or go up to $50k or more. Thanks for the advice.

Hey Eric-
I’ve been using Athos Insurance for over 12 years.
https://www.athosinsurance.com/

They specialize in Video/Film/Entertainment insurance.

Brian Timmons
BRITIM/MEDIA

 

[Vance Colvig]

Athos

 

[Tom Bostick]

Athos is so easy

 

[Maira Fravel]

Definitely Athos

 

[Daniel John]

+100 for Athos

 

[Fahnon Bennett]

Another one for Athos. Been with them for a few years now. Have never filed a claim but they’re always super responsive. Had a tricky cert situation a few months ago and they really helped out quite a bit.

They’re also allowing folks to pay in installments during the pandemic.

 

[Eric Dennis]

That's great! I'll look into Athos

 

[Christopher S Johnson]

Has anyone had to put a claim in through Athos? How'd it go?

 

[Christopher A. Bell]

Had a personal epic that took a fall with a covered lens.

Lens took the hit.

Lens was worth $1k (only 2 years old)

Athos couldn’t cover it though I had all my gear value included in my two years of coverage with them.
Guess there’s some reason? You have to list every piece of gear I have no idea, but they didn’t come through.

What was your deductible? Honestly, if it was me and something got broken or stolen and it was in the $1,000 ballpark, I wouldn't make a claim and have that on my "insurance record".

If it was a "scheduled" policy, then EVERY single piece of equipment that you want covered MUST be listed. My agent(not with Athos) told me when I order a new piece of gear and I want it covered, their recommendation is to email them and request for it to be added to the scheduled policy BEFORE I take delivery of it, because there is no "grace period" and the only way they will pay, is if it is listed. If I received a new piece of gear and I dropped it taking it out of the box and broke it, it would not be covered by them unless it was already listed.

BTW: I really dislike scheduled policies. My previous policies were unscheduled and much more flexible, but the agency I'm with now wouldn't issue me a blanket unscheduled policy for the amount I wanted, like my previous agent/agency that I had been with for ~20 years.